Quarterly report pursuant to Section 13 or 15(d)

LOANS AND LEASES - Vintage and Credit Quality (Details)

v3.24.2
LOANS AND LEASES - Vintage and Credit Quality (Details) - USD ($)
$ in Millions
Jun. 30, 2024
Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases $ 124,422 $ 121,982
Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 52,307 50,657
Automobile    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 13,233 12,482
Home equity    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 10,076 10,113
RV and marine    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 6,042 5,899
Other consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 1,560 1,461
Commercial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 69,442 68,307
Commercial | Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 8,435 15,283
Financing receivable, year before current fiscal year 10,691 10,433
Financing receivable, two years before current fiscal year 8,501 3,925
Financing receivable, three years before current fiscal year 3,221 2,321
Financing receivable, four years before current fiscal year 1,988 1,282
Financing receivable, more than five years before current fiscal year 2,364 1,635
Revolver Total at Amortized Cost Basis 17,102 15,775
Revolver Total Converted to Term Loans 5 3
Loans and leases 52,307 50,657
Commercial | Commercial and industrial | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 8,164 14,677
Financing receivable, year before current fiscal year 10,077 9,889
Financing receivable, two years before current fiscal year 7,883 3,673
Financing receivable, three years before current fiscal year 2,992 2,151
Financing receivable, four years before current fiscal year 1,870 1,187
Financing receivable, more than five years before current fiscal year 2,137 1,431
Revolver Total at Amortized Cost Basis 15,943 14,563
Revolver Total Converted to Term Loans 5 3
Loans and leases 49,071 47,574
Commercial | Commercial and industrial | OLEM    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 66 213
Financing receivable, year before current fiscal year 242 239
Financing receivable, two years before current fiscal year 123 64
Financing receivable, three years before current fiscal year 53 20
Financing receivable, four years before current fiscal year 17 12
Financing receivable, more than five years before current fiscal year 30 20
Revolver Total at Amortized Cost Basis 259 462
Revolver Total Converted to Term Loans 0 0
Loans and leases 790 1,030
Commercial | Commercial and industrial | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 205 393
Financing receivable, year before current fiscal year 372 305
Financing receivable, two years before current fiscal year 495 188
Financing receivable, three years before current fiscal year 176 150
Financing receivable, four years before current fiscal year 101 83
Financing receivable, more than five years before current fiscal year 197 184
Revolver Total at Amortized Cost Basis 900 750
Revolver Total Converted to Term Loans 0 0
Loans and leases 2,446 2,053
Commercial real estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 776 1,722
Financing receivable, year before current fiscal year 1,445 4,063
Financing receivable, two years before current fiscal year 3,755 2,062
Financing receivable, three years before current fiscal year 1,837 1,138
Financing receivable, four years before current fiscal year 1,082 1,321
Financing receivable, more than five years before current fiscal year 2,432 1,456
Revolver Total at Amortized Cost Basis 606 660
Revolver Total Converted to Term Loans 0 0
Loans and leases 11,933 12,422
Commercial real estate | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 625 1,395
Financing receivable, year before current fiscal year 1,246 3,253
Financing receivable, two years before current fiscal year 3,119 1,774
Financing receivable, three years before current fiscal year 1,490 1,063
Financing receivable, four years before current fiscal year 1,058 1,152
Financing receivable, more than five years before current fiscal year 2,134 1,288
Revolver Total at Amortized Cost Basis 531 585
Revolver Total Converted to Term Loans 0 0
Loans and leases 10,203 10,510
Commercial real estate | OLEM    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 25 163
Financing receivable, year before current fiscal year 25 406
Financing receivable, two years before current fiscal year 387 112
Financing receivable, three years before current fiscal year 173 65
Financing receivable, four years before current fiscal year 1 32
Financing receivable, more than five years before current fiscal year 81 54
Revolver Total at Amortized Cost Basis 60 60
Revolver Total Converted to Term Loans 0 0
Loans and leases 752 892
Commercial real estate | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 126 164
Financing receivable, year before current fiscal year 174 404
Financing receivable, two years before current fiscal year 249 176
Financing receivable, three years before current fiscal year 174 10
Financing receivable, four years before current fiscal year 23 137
Financing receivable, more than five years before current fiscal year 217 114
Revolver Total at Amortized Cost Basis 15 15
Revolver Total Converted to Term Loans 0 0
Loans and leases 978 1,020
Lease financing    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 853 2,009
Financing receivable, year before current fiscal year 1,835 1,372
Financing receivable, two years before current fiscal year 1,122 865
Financing receivable, three years before current fiscal year 689 604
Financing receivable, four years before current fiscal year 462 258
Financing receivable, more than five years before current fiscal year 241 120
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 5,202 5,228
Lease financing | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 851 1,973
Financing receivable, year before current fiscal year 1,804 1,284
Financing receivable, two years before current fiscal year 1,072 828
Financing receivable, three years before current fiscal year 674 583
Financing receivable, four years before current fiscal year 449 243
Financing receivable, more than five years before current fiscal year 221 106
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 5,071 5,017
Lease financing | OLEM    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1 16
Financing receivable, year before current fiscal year 14 22
Financing receivable, two years before current fiscal year 16 6
Financing receivable, three years before current fiscal year 3 5
Financing receivable, four years before current fiscal year 6 2
Financing receivable, more than five years before current fiscal year 9 9
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 49 60
Lease financing | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1 20
Financing receivable, year before current fiscal year 17 66
Financing receivable, two years before current fiscal year 34 31
Financing receivable, three years before current fiscal year 12 16
Financing receivable, four years before current fiscal year 7 13
Financing receivable, more than five years before current fiscal year 11 5
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 82 151
Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 54,980 53,675
Consumer | Residential mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1,166 3,051
Financing receivable, year before current fiscal year 3,073 5,066
Financing receivable, two years before current fiscal year 4,955 7,074
Financing receivable, three years before current fiscal year 6,814 3,866
Financing receivable, four years before current fiscal year 3,693 1,020
Financing receivable, more than five years before current fiscal year 4,193 3,469
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 23,894 23,546
Consumer | Residential mortgage | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 802 2,077
Financing receivable, year before current fiscal year 2,379 3,963
Financing receivable, two years before current fiscal year 4,048 6,028
Financing receivable, three years before current fiscal year 5,872 3,292
Financing receivable, four years before current fiscal year 3,167 749
Financing receivable, more than five years before current fiscal year 2,771 2,191
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 19,039 18,300
Consumer | Residential mortgage | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 343 950
Financing receivable, year before current fiscal year 651 1,024
Financing receivable, two years before current fiscal year 809 964
Financing receivable, three years before current fiscal year 840 510
Financing receivable, four years before current fiscal year 462 186
Financing receivable, more than five years before current fiscal year 855 775
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 3,960 4,409
Consumer | Residential mortgage | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 21 24
Financing receivable, year before current fiscal year 43 79
Financing receivable, two years before current fiscal year 98 82
Financing receivable, three years before current fiscal year 102 64
Financing receivable, four years before current fiscal year 64 85
Financing receivable, more than five years before current fiscal year 567 503
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 895 837
Consumer | Automobile    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 3,347 4,232
Financing receivable, year before current fiscal year 3,558 3,550
Financing receivable, two years before current fiscal year 2,909 2,698
Financing receivable, three years before current fiscal year 2,114 1,228
Financing receivable, four years before current fiscal year 877 599
Financing receivable, more than five years before current fiscal year 428 175
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 13,233 12,482
Consumer | Automobile | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 2,155 2,624
Financing receivable, year before current fiscal year 1,997 1,964
Financing receivable, two years before current fiscal year 1,683 1,525
Financing receivable, three years before current fiscal year 1,230 740
Financing receivable, four years before current fiscal year 532 367
Financing receivable, more than five years before current fiscal year 246 85
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 7,843 7,305
Consumer | Automobile | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1,078 1,438
Financing receivable, year before current fiscal year 1,302 1,305
Financing receivable, two years before current fiscal year 947 907
Financing receivable, three years before current fiscal year 639 370
Financing receivable, four years before current fiscal year 246 168
Financing receivable, more than five years before current fiscal year 117 53
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 4,329 4,241
Consumer | Automobile | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 114 170
Financing receivable, year before current fiscal year 259 281
Financing receivable, two years before current fiscal year 279 266
Financing receivable, three years before current fiscal year 245 118
Financing receivable, four years before current fiscal year 99 64
Financing receivable, more than five years before current fiscal year 65 37
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 1,061 936
Consumer | Home equity    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 141 519
Financing receivable, year before current fiscal year 483 535
Financing receivable, two years before current fiscal year 500 580
Financing receivable, three years before current fiscal year 542 594
Financing receivable, four years before current fiscal year 554 26
Financing receivable, more than five years before current fiscal year 360 388
Revolver Total at Amortized Cost Basis 6,915 6,881
Revolver Total Converted to Term Loans 581 590
Loans and leases 10,076 10,113
Consumer | Home equity | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 99 381
Financing receivable, year before current fiscal year 376 429
Financing receivable, two years before current fiscal year 405 512
Financing receivable, three years before current fiscal year 483 534
Financing receivable, four years before current fiscal year 502 17
Financing receivable, more than five years before current fiscal year 228 244
Revolver Total at Amortized Cost Basis 4,487 4,454
Revolver Total Converted to Term Loans 227 233
Loans and leases 6,807 6,804
Consumer | Home equity | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 41 136
Financing receivable, year before current fiscal year 102 100
Financing receivable, two years before current fiscal year 86 65
Financing receivable, three years before current fiscal year 54 57
Financing receivable, four years before current fiscal year 48 7
Financing receivable, more than five years before current fiscal year 89 101
Revolver Total at Amortized Cost Basis 2,019 2,083
Revolver Total Converted to Term Loans 223 230
Loans and leases 2,662 2,779
Consumer | Home equity | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1 2
Financing receivable, year before current fiscal year 5 6
Financing receivable, two years before current fiscal year 9 3
Financing receivable, three years before current fiscal year 5 3
Financing receivable, four years before current fiscal year 4 2
Financing receivable, more than five years before current fiscal year 43 43
Revolver Total at Amortized Cost Basis 409 344
Revolver Total Converted to Term Loans 131 127
Loans and leases 607 530
Consumer | RV and marine    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 723 1,499
Financing receivable, year before current fiscal year 1,343 1,231
Financing receivable, two years before current fiscal year 1,133 1,140
Financing receivable, three years before current fiscal year 1,040 764
Financing receivable, four years before current fiscal year 687 400
Financing receivable, more than five years before current fiscal year 1,116 865
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 6,042 5,899
Consumer | RV and marine | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 605 1,206
Financing receivable, year before current fiscal year 1,010 971
Financing receivable, two years before current fiscal year 897 867
Financing receivable, three years before current fiscal year 784 588
Financing receivable, four years before current fiscal year 529 295
Financing receivable, more than five years before current fiscal year 799 612
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 4,624 4,539
Consumer | RV and marine | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 117 289
Financing receivable, year before current fiscal year 317 248
Financing receivable, two years before current fiscal year 216 252
Financing receivable, three years before current fiscal year 224 158
Financing receivable, four years before current fiscal year 136 91
Financing receivable, more than five years before current fiscal year 258 210
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 1,268 1,248
Consumer | RV and marine | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1 4
Financing receivable, year before current fiscal year 16 12
Financing receivable, two years before current fiscal year 20 21
Financing receivable, three years before current fiscal year 32 18
Financing receivable, four years before current fiscal year 22 14
Financing receivable, more than five years before current fiscal year 59 43
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 150 112
Consumer | Other consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 228 288
Financing receivable, year before current fiscal year 207 128
Financing receivable, two years before current fiscal year 101 59
Financing receivable, three years before current fiscal year 44 26
Financing receivable, four years before current fiscal year 18 23
Financing receivable, more than five years before current fiscal year 68 61
Revolver Total at Amortized Cost Basis 869 846
Revolver Total Converted to Term Loans 25 30
Loans and leases 1,560 1,461
Consumer | Other consumer | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 160 186
Financing receivable, year before current fiscal year 126 80
Financing receivable, two years before current fiscal year 65 39
Financing receivable, three years before current fiscal year 30 19
Financing receivable, four years before current fiscal year 14 17
Financing receivable, more than five years before current fiscal year 54 48
Revolver Total at Amortized Cost Basis 435 424
Revolver Total Converted to Term Loans 0 3
Loans and leases 884 816
Consumer | Other consumer | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 66 98
Financing receivable, year before current fiscal year 72 43
Financing receivable, two years before current fiscal year 30 17
Financing receivable, three years before current fiscal year 12 6
Financing receivable, four years before current fiscal year 3 5
Financing receivable, more than five years before current fiscal year 12 12
Revolver Total at Amortized Cost Basis 393 383
Revolver Total Converted to Term Loans 11 13
Loans and leases 599 577
Consumer | Other consumer | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 2 4
Financing receivable, year before current fiscal year 9 5
Financing receivable, two years before current fiscal year 6 3
Financing receivable, three years before current fiscal year 2 1
Financing receivable, four years before current fiscal year 1 1
Financing receivable, more than five years before current fiscal year 2 1
Revolver Total at Amortized Cost Basis 41 39
Revolver Total Converted to Term Loans 14 14
Loans and leases $ 77 $ 68