Annual report pursuant to Section 13 and 15(d)

OTHER REGULATORY MATTERS (Tables)

v3.25.0.1
OTHER REGULATORY MATTERS (Tables)
 12 Months Ended
Dec. 31, 2024
BankingRegulation [Abstract]  
Period-end Capital Amounts and Capital Ratios Please refer to the table below for a summary of Huntington’s and the Bank’s regulatory capital ratios.
Minimum Minimum Ratio+
Regulatory Capital Buffer (1) Well- At December 31,
Capital At December 31, Capitalized 2024 2023
(dollar amounts in millions) Ratios 2024 2023 Minimums Ratio Amount Ratio Amount
CET1 risk-based capital Consolidated 4.5  % 7.0  % 7.7  % N/A 10.5  % $ 15,127  10.2  % $ 14,212 
Bank 4.5  7.0  7.0  6.5  % 11.6  16,540  10.6  14,671 
Tier 1 risk-based capital Consolidated 6.0  8.5  9.2  6.0  11.9  17,126  12.0  16,616 
Bank 6.0  8.5  8.5  8.0  12.4  17,746  11.5  15,879 
Total risk-based capital Consolidated 8.0  10.5  11.2  10.0  14.3  20,565  14.2  19,657 
Bank 8.0  10.5  10.5  10.0  14.1  20,240  13.1  18,126 
Tier 1 leverage Consolidated 4.0  N/A N/A N/A 8.6  17,126  9.3  16,616 
Bank 4.0  N/A N/A 5.0  8.9  17,746  8.5  15,879 
(1)    The SCB, applicable to Huntington, was 2.5% and 3.2% at December 31, 2024 and December 31, 2023, respectively. The CCB, applicable to the Bank, was 2.5% at both December 31, 2024 and December 31, 2023.