Quarterly report [Sections 13 or 15(d)]

ALLOWANCE FOR CREDIT LOSSES - Allowance Roll-forward (Details)

v3.25.2
ALLOWANCE FOR CREDIT LOSSES - Allowance Roll-forward (Details) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
ALLL balance, beginning of period $ 2,263 $ 2,280 $ 2,244 $ 2,255
Loan and lease charge-offs (111) (145) (244) (273)
Recoveries of loans and leases previously charged-off 45 55 92 91
Provision for loan and lease losses 134 114 239 231
ALLL balance, end of period 2,331 2,304 2,331 2,304
AULC balance, beginning of period 215 135 202 145
Provision (benefit) for unfunded lending commitments (31) (16) (18) (26)
AULC balance, end of period 184 119 184 119
ACL balance, end of period 2,515 2,423 2,515 2,423
Commercial        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
ALLL balance, beginning of period 1,520 1,589 1,484 1,563
Loan and lease charge-offs (56) (95) (130) (169)
Recoveries of loans and leases previously charged-off 25 38 55 57
Provision for loan and lease losses 59 55 139 136
ALLL balance, end of period 1,548 1,587 1,548 1,587
AULC balance, beginning of period 158 69 144 66
Provision (benefit) for unfunded lending commitments (34) (5) (20) (2)
AULC balance, end of period 124 64 124 64
ACL balance, end of period 1,672 1,651 1,672 1,651
Consumer        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
ALLL balance, beginning of period 743 691 760 692
Loan and lease charge-offs (55) (50) (114) (104)
Recoveries of loans and leases previously charged-off 20 17 37 34
Provision for loan and lease losses 75 59 100 95
ALLL balance, end of period 783 717 783 717
AULC balance, beginning of period 57 66 58 79
Provision (benefit) for unfunded lending commitments 3 (11) 2 (24)
AULC balance, end of period 60 55 60 55
ACL balance, end of period $ 843 $ 772 $ 843 $ 772