EXHIBIT 10.A

Exhibit 10(a)



The following individuals, all of whom are either directors or
executive officers of Security National Corporation, have entered into a
Shareholder Agreement substantially identical to the Shareholder Agreement
which is Exhibit B to the Supplemental Agreement filed as Exhibit 2(b).

Name
- ----

Lee Chira
Mary Demetree
Stephen F. Foreman
John J. Jennings
Mitchel J. Laskey
Fred L. MacLeod
Gerald R. McGratty, Jr.
Bert E. Roper
Jeffrey C. Schenck
Benjamin P. Sibley