SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 or 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934

Date of Report: January 16, 2003

HUNTINGTON BANCSHARES INCORPORATED
(Exact Name of Registrant as specified in its charter)

         
Maryland   0-2525   31-0724920
 
 
(State or other   (Commission File No.)   (IRS Employer
jurisdiction of       Identification Number)
incorporation or        
organization)            

Huntington Center
41 South High Street
Columbus, Ohio 43287
(614) 480-8300
(Address, including zip code, and telephone number
including area code of Registrant’s
principal executive offices)

 

 

Item 5. Other Events.

     On January 16, 2003, Huntington Bancshares Incorporated (“Huntington”) issued a news release announcing its earnings for the fourth quarter and year ended December 31, 2002. The information contained in the news release, which is attached as Exhibit 99.1 to this report, is incorporated herein by reference. Huntington also presented this information during a conference call which was available via Internet Webcast. The presentation materials are attached as Exhibits 99.2 and 99.3 to this report, and are incorporated herein by reference.

     The information contained or incorporated by reference in this Current Report on Form 8-K may contain forward-looking statements, including certain plans, expectations, goals, and projections, which are subject to numerous assumptions, risks, and uncertainties. A number of factors, including but not limited to those set forth under the heading “Business Risks” included in Item 1 of Huntington’s Annual Report on Form 10-K for the year ended December 31, 2001, and other factors described from time to time in Huntington’s other filings with the Securities and Exchange Commission, could cause actual conditions, events, or results to differ significantly from those described in the forward-looking statements. All forward-looking statements included in this Current Report on Form 8-K are based on information available at the time of the Report. Huntington assumes no obligation to update any forward-looking statement.

Item 7. Financial Statements and Exhibits.

     (c)  Exhibits.

     
Exhibit 99.1   News release of Huntington Bancshares Incorporated, dated January 16, 2003.
Exhibit 99.2   Presentation Transcript of January 16, 2003.
Exhibit 99.3   Presentation Materials, January 16, 2003.

 

 

SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

         
    HUNTINGTON BANCSHARES INCORPORATED
         
Date: January 23, 2003   By:   /s/ Michael J. McMennamin
       
        Michael J. McMennamin, Vice Chairman,
        Chief Financial Officer, and Treasurer

 

 

EXHIBIT INDEX

             
Exhibit No.   Description        
 
       
Exhibit 99.1   * News release of Huntington Bancshares Incorporated, dated January 16, 2003.
Exhibit 99.2   * Presentation Transcript of January 16, 2003.
Exhibit 99.3   * Presentation Materials, dated January 16, 2003.

*   Filed with this report.