Form: 10-K405/A

Annual report [Sections 13 and 15(d), S-K Item 405]

February 22, 1999

Documents

EXHIBIT 10(D)

Published on February 22, 1999


EXHIBIT 10(d)

SCHEDULE IDENTIFYING MATERIAL DETAILS OF
EXECUTIVE AGREEMENTS SUBSTANTIALLY
SIMILAR TO EXHIBIT 10(b)



NAME EFFECTIVE DATE
----- ---------------

Peter E. Geier April 1, 1998
Ronald J. Seiffert April 1, 1998
Frank Wobst April 1, 1998





SCHEDULE IDENTIFYING MATERIAL DETAILS OF
EXECUTIVE AGREEMENTS SUBSTANTIALLY
SIMILAR TO EXHIBIT 10(c)



NAME EFFECTIVE DATE
----- ---------------

Richard A. Cheap May 4, 1998
Judith D. Fisher April 1, 1998
Gerald R. Williams April 1, 1998