EXHIBIT 24


                                POWER OF ATTORNEY


         Each of the undersigned officers and directors of Huntington Bancshares
Incorporated (the "Corporation") hereby appoints Richard A. Cheap, Judith D.
Fisher, and Gerald R. Williams, as the undersigned's attorneys or any of them
individually, with power to act without the other, as the undersigned's
attorney, to sign, in the undersigned's name and on the undersigned's behalf and
in any and all capacities stated below, and to cause to be filed with the
Securities and Exchange Commission (the "Commission"), the Corporation's
Registration Statement on the appropriate form (the "Registration Statement")
with respect to the shelf registration of up to $250,000,000 aggregate amount of
debt securities ("Debt Securities") of the Corporation to be issued and sold
from time to time in one or more series, either directly by the Corporation or
in the form of preferred capital securities ("Capital Securities") to be issued
by trusts, for which the Corporation will be the sponsor and the principal asset
of which will be the Debt Securities, and guarantees of the Company with respect
to such Capital Securities, and any and all amendments, including post-effective
amendments, to the Registration Statement, and any other documents in support
thereof or supplemental thereto, hereby granting unto such attorneys and each of
them full power and authority to do and perform in the name and on behalf of the
undersigned, and in any and all such capacities, every act and thing whatsoever
necessary to be done in and about the premises as fully as the undersigned could
or might do in person, hereby granting to each such attorney-in-fact full power
of substitution and revocation, and hereby ratifying all that any such
attorney-in-fact or his substitute may do by virtue hereof.

         IN WITNESS WHEREOF, the undersigned have signed these presents this
20th day of May, 1998.

   SIGNATURE                                TITLE


/s/ Frank Wobst                       Chairman and Chief Executive Officer
- ---------------------------           (principal executive officer)
Frank Wobst

/s/ Zuheir Sofia                      President, Treasurer, and Director
- ---------------------------
Zuheir Sofia


/s/ Gerald R. Williams                Executive Vice President and Chief
- ---------------------------           Financial Officer (principal financial
Gerald R. Williams                    officer and principal accounting officer)





   SIGNATURE                                TITLE



- ---------------------------           Director
Don M. Casto III


/s/ Don Conrad                        Director
- ---------------------------
Don Conrad


/s/ Patricia T. Hayot                 Director
- ---------------------------
Patricia T. Hayot


/s/ Wm. J. Lhota                      Director
- ---------------------------
Wm. J. Lhota


/s/ Robert H. Schottenstein           Director
- ---------------------------
Robert H. Schottenstein


/s/ George A. Skestos                 Director
- ---------------------------
George A. Skestos


/s/ Lewis R. Smoot, Sr.               Director
- ---------------------------
Lewis R. Smoot, Sr.


/s/ Timothy P. Smucker                Director
- ---------------------------
Timothy P. Smucker


/s/ William J. Williams               Director
- ---------------------------
William J. Williams