Exhibit 3(i)(c)


                       HUNTINGTON BANCSHARES INCORPORATED

                              ARTICLES OF AMENDMENT
                      TO ARTICLES OF RESTATEMENT OF CHARTER




         Huntington Bancshares Incorporated, a Maryland corporation having its

principal office in Baltimore City, Maryland (the "Corporation"), hereby

certifies to the State Department of Assessments and Taxation of the State of

Maryland that:

         FIRST: ARTICLE FIFTH of the Charter of the Corporation is hereby
         amended by striking out the first paragraph of ARTICLE FIFTH, and
         inserting in lieu thereof the following:

                  "FIFTH: (a) The total number of shares of all classes of stock
                  which the Corporation shall have the authority to issue is
                  506,617,808 shares, of which 500,000,000 shares shall be
                  Common Stock, without par value, and 6,617,808 shares shall be
                  Serial Preferred Stock, without par value."

         SECOND: The Board of Directors of the Corporation, by resolutions
         adopted at a meeting duly convened and held on January 21, 1998,
         advised the foregoing amendment and directed that it be submitted for
         consideration at a meeting of the stockholders entitled to vote
         thereon.

         THIRD: Notice, calling a meeting of the stockholders of the
         Corporation, describing the foregoing amendment and stating that a
         purpose of the meeting of the stockholders would be to take action
         thereon, was given as required by law to all stockholders entitled to
         vote thereon or to receive notice thereof. The foregoing amendment was
         approved by the stockholders of the Corporation at a meeting held on
         April 23, 1998, by the requisite vote under the Charter of the
         Corporation and the laws of the State of Maryland.

         FOURTH: The amendment of the Charter of the Corporation, as set forth
         above, has been duly advised by the Board of Directors and approved by
         the stockholders of the Corporation.

         FIFTH: (a) The total number of shares of all classes of stock which the
         Corporation was heretofore authorized to issue was 306,617,808 shares,
         of which 300,000,000 shares were Common Stock, without par value, and
         6,617,808 shares were Serial Preferred Stock, without par value. The
         total number of shares of all classes of stock which the Corporation is
         authorized to issue is increased by this amendment to 506,617,808
         shares, of which 500,000,000 shares are Common Stock, without par
         value, and 6,617,808 shares are Serial Preferred Stock, without par
         value.

                           (b) The description of each class of stock which the
         Corporation is authorized to issue has not been changed by this
         amendment.







         IN WITNESS WHEREOF, Huntington Bancshares Incorporated has caused these
presents to be signed in its name and on its behalf by its President and
Secretary, and its corporate seal to be affixed hereto on April 24, 1998.

                                           HUNTINGTON BANCSHARES INCORPORATED

                                           /s/ ZUHEIR SOFIA
                                           -------------------------------------
                                           By:  Zuheir Sofia, President


ATTEST:



/s/  RALPH K. FRASIER                                    [SEAL]
- ------------------------------------
Ralph K. Frasier, Secretary



                            CERTIFICATE OF PRESIDENT

         The undersigned, Zuheir Sofia, President of Huntington Bancshares
Incorporated, having executed the foregoing Articles of Amendment for and on
behalf of the Corporation, hereby acknowledges the Articles of Amendment to be
the corporate act of the Corporation and further certifies under penalty of
perjury that, to the best of his knowledge, information, and belief, the matters
and facts set forth herein with respect to approval hereof are true in all
material respects.


                                          /s/ ZUHEIR SOFIA
                                          -------------------------------------
                                          Zuheir Sofia




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