EXHIBIT 23(D)

Published on September 16, 1997





EXHIBIT 23(d)

INDEPENDENT AUDITORS' CONSENT

We consent to the use of our report included herein and to the reference to our
firm under the heading "Experts" in the Proxy Statement/Prospectus.

/s/ KPMG Peat Marwick LLP


Orlando, Florida
September 12, 1997