EXHIBIT 10(Q)

EXHIBIT 10(q)
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FIRST AMENDMENT TO HUNTINGTON BANCSHARES INCORPORATED
DEFERRED COMPENSATION PLAN AND TRUST FOR
HUNTINGTON BANCSHARES INCORPORATED DIRECTORS


Effective May 17, 2000, Section 5.1 of the Huntington
Bancshares Incorporated Deferred Compensation Plan and Trust for Huntington
Bancshares Incorporated Directors is hereby amended and restated in its entirety
to read as follows:

5.1 Time of Payment. Distributions of an HBI Director's
account shall commence upon the earlier of: (i) within thirty days
after the date the HBI Director attains either age fifty-five, age
sixty, age sixty-five, age seventy, or age seventy-five, such age to be
specified in a written notice delivered to the Committee at the time
the deferral election is made, or (ii) within thirty days of the HBI
Director's termination as an HBI Director due to resignation,
retirement, death or otherwise.