FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
CHEAP RICHARD A
   2. Issuer Name and Ticker or Trading Symbol
HUNTINGTON BANCSHARES INC/MD [HBAN] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
General Counsel & Sec'y
(Last)
(First)
(Middle)
HUNTINGTON CENTER, 41 S. HIGH STREET		 3. Date of Earliest Transaction (Month/Day/Year)
07/08/2004
(Street)

COLUMBUS 43287		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock               1,451 D  
Common Stock               17,843 I By Issuer's Investment and Tax Savings Plan (401(k) Plan) (1)
Common Stock               2,601 I By Issuer's Supplemental Stock Purchase and Tax Savings Plan (1)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Employee/Director Stock Option (Right to Buy) $ 23.03 07/08/2004   A   35,000   07/08/2005(2) 07/07/2011 Common Stock 35,000 $ 0 (3) 35,000 D  
Employee/Director Stock Option (Right to Buy) $ 26.26             02/12/2000 02/12/2009 Common Stock 3,751   3,751 D  
Employee/Director Stock Option (Right to Buy) $ 15.065             02/21/2002 02/21/2011 Common Stock 13,100   13,100 D  
Employee/Director Stock Option (Right to Buy) $ 14.85             05/16/2002 05/16/2011 Common Stock 25,000   25,000 D  
Employee/Director Stock Option (Right to Buy) $ 15.48             05/17/2001 05/17/2010 Common Stock 13,200   13,200 D  
Employee/Director Stock Option (Right to Buy) $ 28.35             05/19/2000 05/19/2009 Common Stock 10,888   10,888 D  
Employee/Director Stock Option (Right to Buy) $ 26.44             05/20/1999 05/20/2008 Common Stock 9,982   9,982 D  
Employee/Director Stock Option (Right to Buy) $ 20.4075             07/15/2004 07/15/2013 Common Stock 30,000   30,000 D  
Employee/Director Stock Option (Right to Buy) $ 18.15             07/16/2003 07/16/2012 Common Stock 30,000   30,000 D  
Employee/Director Stock Option (Right to Buy) $ 17.99             09/04/2006 09/04/2011 Common Stock 400   400 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
CHEAP RICHARD A
HUNTINGTON CENTER
41 S. HIGH STREET
COLUMBUS 43287		       General Counsel & Sec'y  

Signatures

 Elizabeth B. Moore, Power of Attorney   07/16/2004
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Balance as of June 30, 2004. Acquisitions under this Plan are exempt from reporting under the Section 16 rules.
(2) Options become exercisable in 3 equal annual increments beginning on the first anniversary of the date of grant.
(3) Options were granted under the Issuer's 2004 Stock and Long-Term Incentive Plan.

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