Pricing Supplement No. 4 Filing under Rule 424(b)(3) Dated: January 13, 1995 Registration Statement Nos. 33-52555 and 33-51036 (To Prospectus dated March 18, 1994 and Prospectus Supplement dated March 25, 1994) CUSIP No. 44615QAD9

$250,000,000 HUNTINGTON BANCSHARES INCORPORATED MEDIUM-TERM NOTES, SERIES A Principal amount: $25,000,000 Floating Rate Notes: Interest Rate (if fixed rate): 7.25% Interest Rate Basis: N/A Stated Maturity: JANUARY 23, 1996 Index Maturity: N/A Minimum denominations: $100,000 Spread: N/A Issue price (as a percentage of Spread Multiplier: N/A principal amount): A/S Maximum Rate: N/A Selling Agent's commission (%): 0.133% Minimum Rate: N/A Purchasing Agent's discount Initial Interest Rate: N/A or commission (%): N/A Interest Reset Date(s): N/A Net proceeds to the Company: $24,966,750 Interest Reset Period: N/A Settlement date (original issue date): JANUARY 23, 1995 Interest Determination Date(s): N/A Redemption Commencement Date (if any): N/A Calculation Date(s): N/A Initial Redemption Percentage (if any): N/A Interest Payment Date(s): JULY 24, 1995; Annual Redemption Percentage JANUARY 23, 1996 Reduction (if any): N/A Interest Payment Periods(s): Repayment Date (if any): N/A SEMI-ANNUAL Initial Repayment Percentage (if any): N/A Regular Record Date(s): 15 CALENDAR Annual Repayment Percentage Reduction (if any): N/A DAYS PRIOR TO PAYMENT DATE Additional terms: NONE. As of the date of this Pricing Supplement, the aggregate initial public offering price of the Debt Securities (as defined in the Prospectus) which have been sold (including the Notes to which this Pricing Supplement relates) is $100,000,000. "N/A" as used herein means "Not Applicable." "A/S" as used herein means "as stated in the Prospectus Supplement referred to above." C.S. FIRST BOSTON

PORTER, WRIGHT, MORRIS & ARTHUR 41 South High Street Columbus, Ohio 43215 January 20, 1995 Securities and Exchange Commission 450 Fifth Street, N.W. Washington, D.C. 20549 RE: Huntington Bancshares Incorporated Registration Statement on Form S-3 (Registration Nos. 33-51036 and 33-52555) Pricing Supplement No. 4 to Prospectus, dated March 18, 1994, as supplemented by Prospectus Supplement, dated March 25, 1994 Ladies and Gentlemen: On behalf of Huntington Bancshares Incoporated ("Huntington"), pursuant to Regulation S-T under the Securities Act of 1933, as amended (the "Act"), and pursuant to Rule 424(b)(3) of the Act, Huntington's Pricing Supplement No. 4, dated January 13, 1995, is being transmitted herewith for filing. Any questions or comments with respect to this filing should be directed to the undersigned. Sincerely, /s/ Steven M. McCarty Steven M. McCarty