Form: 424B3

Prospectus filed pursuant to Rule 424(b)(3)

March 27, 1996

424B3: Prospectus filed pursuant to Rule 424(b)(3)

Published on March 27, 1996



MARY BETH MOSER CLARY
Porter, Wright, Morris & Arthur
41 South High Street
Columbus, Ohio 43215-3406
Telephone (614) 227-2166
Telecopier (614) 227-2100




March 26, 1996


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington D.C. 20549

Re: Huntington Bancshares Incorporated
Registration Statement on Form S-3
(Registration No. 33-63175)
Pricing Supplement No. 4 to Prospectus, dated October 6, 1995,
As supplemented by Prospectus Supplement, dated October 17, 1995

Ladies and Gentlemen:

On behalf of Huntington Bancshares Incorporated ("Huntington"), pursuant to
Regulation S-T under the Securities Act of 1933, as amended (the "Act"), and
pursuant to Rule 424(b)(3) of the Act, Huntington's Pricing Supplement No. 4,
dated March 25, 1996, is being transmitted herewith for filing. Any questions
or comments with respect to this filing should be directed to the undersigned.

Sincerely,

/s/Mary Beth M. Clary

Mary Beth M. Clary

cc: National Association of
Securities Dealers, Inc.



PRICING SUPPLEMENT

Pricing Supplement No. 4 Filing Under Rule 424(b)(3)
Dated: March 25, 1996 Registration File No. 33-63175

(To Prospectus dated October 6, 1995 and
Prospectus Supplement dated October 17, 1995)

CUSIP No. 44615QAP2

$750,000,000

HUNTINGTON BANCSHARES INCORPORATED

MEDIUM TERM NOTES, SERIES B




Principal Amount: $50,000,000 Floating Rate Notes:
Interest Rate: Interest Rate Basis: N/A
(if fixed rate): 5.95% Index Maturity: N/A
Stated Maturity: March 27, 1998 Spread: N/A
Minimum denominations: $100,000 Spread Multiplier: N/A
Issue Price (as a percentage Maximum Rate: N/A
of principal amount): A/S Minimum Rate: N/A
Selling Agent's commission (%): 0.085% Initial Interest Rate: N/A
Purchasing Agent's discount Interest Reset Date(s): N/A
or commission (%): N/A Interest Reset Period: N/A
Net proceeds to the Company: $49,957,500 Interest Determination Date(s): N/A
Settlement date (original issue date): March 28, 1996 Calculation Date(s): N/A
Redemption Commencement Date (if any): N/A Interest Payment Date(s):
Initial Redemption Percentage (if any): N/A September 28, 1996; March 28, 1997;
Annual Redemption Percentage September 28, 1997; March 27, 1998
Reduction (if any): N/A Interest Payment Period(s): Semi-annual
Repayment Date (if any): N/A Regular Record Date(s): 15 Calendar days
Initial Repayment Percentage (if any): N/A prior to Interest
Annual Repayment Percentage Payment Date
Reduction (if any): N/A

Additional terms: NONE


As of the date of this Pricing Supplement, the aggregate initial public
offering price of the Debt Securities (as defined in the Prospectus) which have
been sold (including the Notes to which this Pricing Supplement relates) is
$185,000,000.

"N/A" as used herein means "Not Applicable." "A/S" as used herein means
"as stated in the Prospectus Supplement referred to above."

Salomon Brothers Inc